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You have a chip. Is your debit card secure at ATMs? Maybe not: 'That’s scary'


FILE - A debit card. (Pexels via MGN)
FILE - A debit card. (Pexels via MGN)
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PALM BEACH COUNTY, Fla. - Joseph Miller stopped by his bank Monday night in Boynton Beach.

“I go to the ATM, get some cash, then I go to Publix, do some shopping,” said Miller.

He used his chip debit card to pull out the cash, the technology he thought kept his information safe.

But does it?

If you feel like your money is safe because you have a chip on your debit card, think again.

Thieves are using a new tool called a "shimmer" to steal your information.

The clear majority of debit and credit cards issued in 2017 use the chip, but its technology criminals have already comprised with shimmers.

“The minute that something comes out as a security fix, somebody is already creating something else to breach that,” said technology expert Craig Agranoff.

Shimmers are as thin as a piece of paper and smaller than your credit card. A thief sticks one in an ATM, where it stays and collects information off each customer’s chip.

“What they can do is make dummy cards that still have the magnetic strip and then they use those for any type of nefarious purposes that they want,” said Agranoff.

A quick Google search shows they’re easy to obtain, too, a mere $60 online.

“Wow, that’s really something, that’s scary,” said Miller.

Now, Miller says he may have to change his routine.

“If that happens often enough and I hear about it, I will probably have to go inside and do my transactions, stop using the ATM,” he said.


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